description MDLive Overview

MDLIVE is a major player in the telehealth space, widely recognized for its partnerships with large insurance companies and health plans. It offers a straightforward, reliable experience for those seeking behavioral health support. The platform is particularly strong in its ability to connect users with psychiatrists for medication management, alongside traditional talk therapy. Because it is often offered as a benefit through employers, many users find that their out-of-pocket costs are significantly lower than other platforms.

It is a reliable, no-frills service that prioritizes clinical access and insurance efficiency.

recommend Best for: Individuals with insurance coverage seeking convenient, on-demand access to mental health services, therapy, and non-emergency medical care from licensed providers without traveling to a physical office.

info MDLive Specifications

balance MDLive Pros & Cons

thumb_up Pros
  • check Accepts major insurance plans including Aetna, Cigna, Blue Cross Blue Shield, and UnitedHealthcare
  • check Offers 24/7 access to urgent care and behavioral health services
  • check Provides multiple service types including therapy, psychiatry, dermatology, and primary care
  • check Features a user-friendly mobile app and web platform for easy scheduling
  • check Connects users with licensed, board-certified healthcare providers
  • check Available in all 50 US states with broad provider networks
thumb_down Cons
  • close May have longer wait times during peak demand periods for mental health services
  • close Limited to telehealth consultations; not suitable for emergencies or conditions requiring in-person care
  • close Some specialty services may not be covered by all insurance plans
  • close Provider availability varies by location and specialty
  • close Cannot prescribe controlled substances or schedule follow-ups without platform usage

help MDLive FAQ

Does MDLive accept insurance?

Yes, MDLive partners with major insurance providers including Aetna, Cigna, UnitedHealthcare, and Blue Cross Blue Shield. Coverage varies by plan, so users should verify their benefits before booking. Many plans cover the service with standard copays.

What mental health services does MDLive offer?

MDLive provides access to licensed therapists for talk therapy and psychiatrists for medication management. Services include individual therapy, couples counseling, and psychiatric evaluations. Sessions are conducted via secure video chat.

Can MDLive prescribe medication?

MDLive providers can prescribe many medications including antidepressants and anti-anxiety drugs. However, they cannot prescribe controlled substances like opioids or Schedule II-IV medications. Prescriptions are sent electronically to your pharmacy.

Is MDLive available in all states?

MDLive operates in all 50 US states, though provider availability may vary by location and specialty. Some services like certain psychiatric medications may have additional state-specific restrictions.

How much does MDLive cost without insurance?

Without insurance, MDLive visits typically range from $75-$85 for primary care, $108-$282 for psychiatry, and $99-$249 for therapy sessions. Prices vary based on the type of visit and provider selected.

What is MDLive?
MDLIVE is a major player in the telehealth space, widely recognized for its partnerships with large insurance companies and health plans. It offers a straightforward, reliable experience for those seeking behavioral health support. The platform is particularly strong in its ability to connect users with psychiatrists for medication management, alongside traditional talk therapy. Because it is often offered as a benefit through employers, many users find that their out-of-pocket costs are significantly lower than other platforms. It is a reliable, no-frills service that prioritizes clinical access and insurance efficiency.
How good is MDLive?
MDLive scores 8.8/10 (Very Good) on Lunoo, making it a well-rated option in the Mental Health category. MDLive scores 8.8/10 due to its strong insurance partnerships, 24/7 availability, and comprehensive service offerings. The platform excels in behavior...
How much does MDLive cost?
From $0-$108/visit. Visit the official website for the most up-to-date pricing.
What are the best alternatives to MDLive?
See our alternatives page for MDLive for a ranked list with scores. Top alternatives include: Teladoc, Talkspace, Talkiatry.
What is MDLive best for?

Individuals with insurance coverage seeking convenient, on-demand access to mental health services, therapy, and non-emergency medical care from licensed providers without traveling to a physical office.

How does MDLive compare to Teladoc?
See our detailed comparison of MDLive vs Teladoc with scores, features, and an AI-powered verdict.
Is MDLive worth it in 2026?
With a score of 8.8/10, MDLive is highly rated in Mental Health. See all Mental Health ranked.
What are the key specifications of MDLive?
  • Platforms: Web browser, iOS app, Android app
  • Availability: 24/7 for urgent care; scheduled appointments for mental health
  • Session Format: Secure video consultations
  • Follow-up Options: In-app scheduling for ongoing care
  • Insurance Partners: Aetna, Cigna, UnitedHealthcare, Blue Cross Blue Shield, Humana, and more
  • Service Categories: Mental health, psychiatry, dermatology, urgent care, primary care

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