swap_horiz OnDeck Alternatives
Looking for alternatives to OnDeck? Compare the top Service options ranked by our AI scoring system.
OnDeck
OnDeck is a leading online lender that provides fast access to capital for small businesses. While their rates are higher than traditional SBA loans, they are significantly more affordable than merchant cash advances or predatory short-term lenders. OnDeck is known for its speed, often funding loans...
apps Top OnDeck Alternatives
The top alternative to OnDeck in 2026 is LoanBuilder with a score of 7.1/10, followed by Direct Funding (7.4) and Funding Partners (7.2).
LoanBuilder
LoanBuilder focuses on providing personal loans for small business owners and entrepreneurs. Loan amounts range from $1,...
Direct Funding
Direct Funding provides term loans and lines of credit to small businesses. They focus on businesses with a history of r...
Funding Partners
Funding Partners provides term loans and lines of credit to small businesses. They focus on businesses with a history of...
Kabbage (American Express)
Kabbage, now part of American Express, is a well-known name in small business lending that has expanded into banking. Th...
Credibly
Credibly offers working capital loans, merchant cash advances, and lines of credit to small businesses. They cater to bu...
National Funding
National Funding provides term loans, lines of credit, and merchant cash advances to small businesses. They offer a rang...
Dealstruck
Dealstruck offers term loans and revenue-based financing to small businesses. They focus on businesses with consistent r...
First Dakota
First Dakota is a regional lender specializing in SBA loans, term loans, and lines of credit for small businesses. They...
Funding Circle
Funding Circle is a global leader in peer-to-peer business lending. They connect businesses directly with investors, whi...
Womply
Womply offers working capital solutions, including merchant cash advances, to small businesses. They integrate with acco...
Lendio
Lendio is not a lender itself, but a massive marketplace that connects business owners with over 75 different lenders. B...
NetCredit
NetCredit is a lender that focuses on providing personal loans to individuals with less-than-perfect credit. They offer...
Fundbox
Fundbox provides invoice financing and lines of credit to small businesses. It integrates directly with accounting softw...
LightStream Loans
LightStream, a division of Truist Bank, specializes in online personal loans with a focus on borrowers with excellent cr...
Avant Personal Loans
Avant is an online lender that caters to borrowers with fair credit. Loan amounts range from $300 to $35,000, with rates...
Rocket Loans
Rocket Loans, from the makers of Rocket Mortgage, provides a streamlined online application process and fast funding opt...
Avant Loans
Avant caters to borrowers with fair credit scores (580+), offering a more accessible option than some competitors. Loan...
CAN Capital
CAN Capital offers merchant cash advances and term loans to small businesses, often those with point-of-sale systems. Th...
PayPal Working Capital
PayPal Working Capital provides short-term advances to businesses that already use PayPal. Repayments are automatically...
OneMain Financial
OneMain Financial is a go-to lender for individuals with less-than-perfect credit who need access to funds. They offer a...
summarize Quick Comparison Summary
| Alternative | Score | vs OnDeck | Action |
|---|---|---|---|
| LoanBuilder | 7.1 | -1.4 | Compare |
| Direct Funding | 7.4 | -1.1 | Compare |
| Funding Partners | 7.2 | -1.3 | Compare |
| Kabbage (American Express) | 8.7 | +0.2 | Compare |
| Credibly | 8.0 | -0.5 | Compare |
| National Funding | 7.8 | -0.7 | Compare |
| Dealstruck | 7.4 | -1.1 | Compare |
| First Dakota | 7.3 | -1.2 | Compare |
| Funding Circle | 7.3 | -1.2 | Compare |
| Womply | 6.9 | -1.6 | Compare |
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