description Rise Credit Overview

Rise Credit provides personal loans to borrowers with fair to poor credit. Loan amounts range from $500 to $5,000, with rates starting around 36%. Rise Credit reports payment history to credit bureaus, which can help families build credit. It's best suited for small, urgent expenses.

Requires a credit score of 300 or higher.

help Rise Credit FAQ

What is Rise Credit?
Rise Credit provides personal loans to borrowers with fair to poor credit. Loan amounts range from $500 to $5,000, with rates starting around 36%. Rise Credit reports payment history to credit bureaus, which can help families build credit. It's best suited for small, urgent expenses. Requires a credit score of 300 or higher.
How good is Rise Credit?
Rise Credit scores 5.4/10 (Average) on Lunoo, making it rated in the Service category.
What are the best alternatives to Rise Credit?
See our alternatives page for Rise Credit for a ranked list with scores. Top alternatives include: OppLoans, Avant Loans, Fig Loans.
How does Rise Credit compare to OppLoans?
See our detailed comparison of Rise Credit vs OppLoans with scores, features, and an AI-powered verdict.
Is Rise Credit worth it in 2026?
With a score of 5.4/10, Rise Credit is a solid option in Service. See all Service ranked.

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