Best Atm Network

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trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Ally Bank Interest Checking Account
Ally Bank Interest Checking Account
Free Plan Available

Ally Bank's Interest Checking Account stands out with a competitive APY, significantly higher than most traditional banks. It requires no minimum balance to open and maintain the account, and offers r...

9.5 Brilliant
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2 Capital One 360 Checking
Capital One 360 Checking
Free Plan Available

Capital One 360 Checking appeals to seniors with its simple, no-fee structure and accessible customer support. The mobile app is highly rated for its ease of use and features like mobile check deposit...

9.5 Brilliant
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3 Discover Bank Online Checking
Discover Bank Online Checking
Free Plan Available

Discover Bank's Online Checking account combines a competitive APY with the potential for cashback rewards. Account holders can earn rewards by meeting certain monthly requirements, like making a dir...

9.3 Excellent
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4 Capital One 360 Checking Account
Capital One 360 Checking Account
Free Plan Available

The Capital One 360 Checking Account stands out for its complete lack of monthly fees and no minimum balance requirements. It's entirely online, making it ideal for tech-savvy seniors. Capital One rei...

9.2 Excellent
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5 Discover Bank Checking Account
Discover Bank Checking Account
Free Plan Available

Discover Bank's Checking Account is known for its simplicity and rewards. It has no monthly fees and no minimum balance requirements. Discover reimburses up to $25 per month for ATM fees charged by ot...

9.0 Excellent
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6 Marcus by Goldman Sachs Checking Account
Marcus by Goldman Sachs Checking Account

The Marcus by Goldman Sachs Checking Account provides a simple, fee-free banking experience backed by a reputable financial institution. While the APY is currently modest, Marcus has a history of adju...

8.7 Very Good
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7 Alliant Credit Union High-Rate Checking
Alliant Credit Union High-Rate Checking

Alliant Credit Union offers a compelling alternative to big banks through its member-owned structure. Their High-Rate Checking account provides a competitive interest rate and a generous ATM fee reimb...

8.7 Very Good
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8 Varo Bank Savings and Checking Account
Varo Bank Savings and Checking Account

Varo Bank's Savings and Checking Account is a mobile-first banking solution with no monthly fees and no minimum balance requirements. It offers a competitive interest rate on both savings and checking...

8.6 Very Good
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9 myONEplace by Orion Federal Credit Union
myONEplace by Orion Federal Credit Union

myONEplace by Orion Federal Credit Union provides online banking services with no monthly fees and access to a network of ATMs. As a credit union, membership requirements apply, but members benefit fr...

8.6 Very Good
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10 Radius Bank
Radius Bank

Radius Bank offers a checking account with a competitive APY and an early payday feature, allowing users to access their paychecks up to two days early. They also provide a savings account with a dece...

8.4 Very Good
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11 Simple Bank Checking Account (acquired by PNC)
Simple Bank Checking Account (acquired by PNC)

Simple Bank, now integrated with PNC, offered a unique checking account focused on budgeting and automatic savings. While Simple as a standalone brand is gone, its features are now incorporated into P...

8.3 Very Good
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12 TD Bank Simple Checking
TD Bank Simple Checking

TD Bank Simple Checking appeals to seniors seeking a straightforward, fee-free account. It requires no minimum balance and offers online and mobile banking with features like mobile check deposit. TD...

8.3 Very Good
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13 Varo Bank Savings Account
Varo Bank Savings Account

Varo Bank offers a high-yield savings account with features designed to help users build credit and manage their finances. It provides early access to paychecks and reimburses for ATM fees at a networ...

8.3 Very Good
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14 Radius Bank Checking Account
Radius Bank Checking Account

Radius Bank offers a high-yield checking account with a focus on community and ethical banking. It provides access to a network of ATMs and rewards for sustainable spending. The mobile app is user-fri...

8.2 Very Good
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15 Chime Checking Account
Chime Checking Account

Chime is a financial technology company that has revolutionized banking for those who want a mobile-first experience. Their checking account is famous for 'SpotMe,' a feature that allows users to over...

8.2 Very Good
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16 One Finance Checking Account
One Finance Checking Account

One Finance provides a checking account with no monthly fees and no minimum balance requirements. It offers access to a network of over 55,000 ATMs through Allpoint. One Finance offers cashback reward...

8.1 Very Good
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17 Copper Checking
Copper Checking

Copper Checking is a mobile-first bank offering a checking account with no monthly fees and no minimum balance requirements. It provides access to a network of over 70,000 ATMs through Allpoint and DC...

8.0 Very Good
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18 Discover Bank Checking
Discover Bank Checking

Discover Bank Checking is a straightforward online account with no monthly fees and no minimum balance requirements. Discover reimburses ATM fees nationwide, providing convenient access to cash. Mobil...

8.0 Very Good
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19 BankMobile Vibe Checking
BankMobile Vibe Checking

BankMobile Vibe Checking is a fee-free checking account with no minimum balance requirements. It provides access to a network of over 55,000 ATMs through Allpoint. BankMobile offers early direct depos...

7.9 Good
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20 Simple Bank Checking Account
Simple Bank Checking Account

Simple Bank Checking is a fully online account designed for simplicity and transparency. It features no monthly fees and no minimum balance requirements. Simple reimburses ATM fees nationwide. The pla...

7.9 Good
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21 FNBO Direct Checking
FNBO Direct Checking

FNBO Direct Checking offers a competitive APY and a fee-free banking experience. It requires no minimum balance to open and maintain the account and provides access to a network of ATMs. The mobile ap...

7.9 Good
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22 Lincoln Savings Bank
Lincoln Savings Bank

Lincoln Savings Bank provides a range of online banking services, including high-yield savings accounts and fee-free checking. They boast a network of ATMs and offer competitive interest rates. The ba...

7.8 Good
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23 Axos Bank Checking Account
Axos Bank Checking Account

Axos Bank offers a high-yield checking account with cashback rewards on debit card purchases. It provides access to a network of ATMs and early access to paychecks. The mobile app is user-friendly and...

7.7 Good
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24 First Financial Bank Checking
First Financial Bank Checking

First Financial Bank offers a checking account with no monthly fees and a variety of convenient features. It provides access to a network of ATMs and offers online and mobile banking with mobile check...

7.6 Good
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25 Citizens Bank Simple Checking
Citizens Bank Simple Checking

Citizens Bank Simple Checking is designed for those seeking a straightforward, fee-free account. It requires no minimum balance and offers online and mobile banking with features like mobile check dep...

7.6 Good
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26 First Internet Bank of Indiana
First Internet Bank of Indiana

First Internet Bank of Indiana offers competitive interest rates on savings and checking accounts, providing a straightforward online banking experience. As an online-only institution, they focus on e...

7.6 Good
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27 Bento Bank Checking Account
Bento Bank Checking Account

Bento Bank provides a checking account with a focus on budgeting and financial wellness. It offers no monthly fees and access to a network of ATMs. Bentos features include budgeting tools and a debit...

7.5 Good
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28 PayPal Checking Account
PayPal Checking Account

PayPal Checking is a checking account integrated with the PayPal platform. It offers no monthly fees and access to a network of ATMs. The account features online and mobile banking and a debit card. I...

7.4 Good
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29 LendingClub Bank Checking Account
LendingClub Bank Checking Account

LendingClub Bank Checking Account offers a fee-free checking account with access to a network of ATMs and a rewards program. It integrates with LendingClub's other financial products. The mobile app p...

7.4 Good
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30 Green Dot Bank Checking Account
Green Dot Bank Checking Account

Green Dot Bank offers a checking account with no monthly fees, although some features may incur charges. It provides access to a network of ATMs and a debit card. Green Dot is known for its prepaid ca...

7.3 Good
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