Best Business Credit Card

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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0.0 10.0
Best 1 Chase Ink Business Preferred
Chase Ink Business Preferred
From $95/year

The Chase Ink Business Preferred is widely considered the best all-around business card for small business owners. It offers a massive sign-up bonus and an industry-leading 3x points on travel and sel...

9.6 Brilliant
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2 American Express Business Platinum Card
American Express Business Platinum Card
From $595/year

The American Express Business Platinum Card caters to high-spending businesses seeking premium travel and lifestyle benefits. It boasts a substantial welcome bonus and offers a plethora of perks, incl...

9.3 Excellent
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3 Capital One Spark Cash Plus
Capital One Spark Cash Plus
Free Plan Available

The Capital One Spark Cash Plus is an excellent choice for seniors seeking straightforward rewards. It offers a generous 2% cashback on all purchases, simplifying expense tracking and maximizing retur...

9.2 Excellent
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4 Chase Ink Business Cash
Chase Ink Business Cash
Free Plan Available

The Chase Ink Business Cash is a powerhouse for small businesses that want a no-annual-fee card with high cash-back rates. It offers 5% cash back on office supply stores, internet, cable, and phone se...

9.2 Excellent
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5 Capital One Venture X Business
Capital One Venture X Business

The Capital One Venture X Business is a premium travel card that competes directly with the Amex Platinum but with a more streamlined approach. It offers unlimited 2x miles on all purchases, making it...

9.0 Excellent
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6 American Express Blue Business Plus
American Express Blue Business Plus

The Amex Blue Business Plus is arguably the best no-annual-fee card for earning flexible Membership Rewards points. It offers 2x points on all purchases up to $50,000 per year, making it an excellent...

9.0 Excellent
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7 American Express Business Gold Card
American Express Business Gold Card

The American Express Business Gold Card caters to families with significant dining and travel expenses. It offers elevated rewards on purchases at restaurants and flights booked through Amex Travel. S...

8.9 Very Good
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8 Ink Business Unlimited
Ink Business Unlimited

The Ink Business Unlimited is the perfect companion for businesses that want a simple, flat-rate cash-back card with no annual fee. It earns 1.5% cash back on every purchase, making it ideal for expen...

8.8 Very Good
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9 Brex Card
Brex Card

The Brex Card is a modern corporate card designed specifically for startups and high-growth companies. Unlike traditional credit cards, it does not require a personal guarantee and is underwritten bas...

8.6 Very Good
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10 American Express Blue Business Cash
American Express Blue Business Cash

The Amex Blue Business Cash is the cash-back counterpart to the Blue Business Plus. It offers 2% cash back on all eligible purchases up to $50,000 per year, with no annual fee. The cash back is automa...

8.6 Very Good
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11 Ramp Card
Ramp Card

Ramp is a corporate card and spend management platform that focuses on helping businesses save money. It uses AI to analyze your spending and identify potential savings, such as duplicate subscription...

8.5 Very Good
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12 Capital One Spark Cash Select
Capital One Spark Cash Select

The Capital One Spark Cash Select is a no-annual-fee card that offers a solid 1.5% cash back on all purchases. It is designed for businesses that want a simple, reliable card without the complexity of...

8.5 Very Good
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13 Bank of America Business Advantage Customized Cash Rewards
Bank of America Business Advantage Customized Cash Rewards

This card from Bank of America is unique because it allows you to choose your 3% cash-back category, such as gas, office supplies, or travel. It is a great option for businesses that have predictable...

8.3 Very Good
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14 Wells Fargo Business Platinum Card
Wells Fargo Business Platinum Card

The Wells Fargo Business Platinum is a no-annual-fee card that focuses on providing a long 0% introductory APR period. It is an excellent choice for businesses that need to finance a large purchase or...

8.2 Very Good
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15 U.S. Bank Business Triple Cash Rewards
U.S. Bank Business Triple Cash Rewards

The U.S. Bank Business Triple Cash Rewards card is a solid no-annual-fee option that offers 3% cash back on gas, office supplies, and phone services. It also provides 1% cash back on all other purchas...

8.2 Very Good
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16 American Express Business Green Card
American Express Business Green Card

The Amex Business Green is an entry-level card for those who want to enter the American Express Membership Rewards ecosystem without the high annual fee of the Gold or Platinum cards. It offers basic...

8.0 Very Good
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17 PNC BusinessOptions Visa Signature
PNC BusinessOptions Visa Signature

The PNC BusinessOptions Visa Signature is a flexible card that allows businesses to choose between cash back or points. It is a great option for businesses that want to tailor their rewards to their s...

7.5 Good
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18 Chase Business Complete Banking Card
Chase Business Complete Banking Card

This card is integrated directly into the Chase Business Complete Banking account, making it an incredibly convenient option for businesses that already bank with Chase. It offers basic rewards and is...

7.3 Good
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19 Divvy Card
Divvy Card

Divvy is a corporate card and expense management platform that excels at budgeting and control. It allows business owners to issue virtual and physical cards to employees with pre-set spending limits,...

6.5 Fair
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20 American Express Business Platinum (Legacy)
American Express Business Platinum (Legacy)

This is the older version of the Amex Business Platinum card. While it still functions, it lacks the modern benefits, higher earning rates, and updated credit structures of the current version. It is...

4.5 Poor
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