description Drivewise Auto Insurance Overview
Drivewise is another leading usage-based insurance provider that rewards safe driving habits. Their app tracks your mileage, braking patterns, and speed to calculate your premium. Drivers who demonstrate responsible driving behavior can earn significant discounts. Drivewise offers a user-friendly interface and integrates seamlessly with smartphones.
help Drivewise Auto Insurance FAQ
Is Drivewise a separate insurance company?
No, Drivewise is Allstate's optional usage-based driving program inside the Allstate mobile app. It adds driving feedback and possible policy savings rather than replacing the underlying Allstate auto policy.
What does the Allstate Drivewise app track?
Allstate says the program evaluates safe speed relative to local limits, braking events, time of day, and phone activity. The app also uses smartphone location and trip data, with Arity identified as Allstate's telematics provider.
How many trips are needed for Drivewise savings?
Allstate's current FAQ says qualifying drivers generally need at least 50 trips during the review period to receive the maximum savings treatment. The actual discount varies by state and policy, so there is no single nationwide percentage.
What if Drivewise records me as driving when I am a passenger?
Drivewise follows the smartphone rather than the vehicle, so Allstate says the app can detect a passenger trip and let you correct it afterward. Because the program uses location and driving-behavior data, review the consent and privacy terms before enabling it.
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