Best Reporting Bureaus

The Discover it® Secured Credit Card stands out with its rotating quarterly cash back rewards, a rare benefit for secured cards. Requiring a $200 security deposit, it reports to all three credit burea...

The First Progress Platinum Elite Secured Credit Card offers a low minimum security deposit of $200 and reports to all three credit bureaus. It provides a clear path to graduation to an unsecured card...

The Applied Bank Secured Credit Card is a newer option that stands out with its virtual card feature, allowing users to monitor spending and protect against fraud. It requires a security deposit rangi...

The Navy Federal Credit Union Secured Credit Card is an excellent choice for families who are eligible for Navy Federal membership (military, veterans, and their families). It requires a $500 security...

The First Progress Platinum Elite Mastercard® Secured Credit Card offers a rewards program and reports to all three credit bureaus. It requires a $200 security deposit and has a low annual fee. The ca...

The SimpliFi Secured Credit Card offers a unique graduated credit limit feature, starting at $200 and potentially increasing to $10,000 based on responsible usage. It requires a $200 security deposit...

Self Lender is a unique platform that uses installment loans to build credit. Families can start with a small loan amount and make monthly payments, which are reported to credit bureaus. While not a t...

The Applied Bank Secured Visa is a basic, no-nonsense secured card that is very easy to get approved for. It does not perform a credit check and offers a fixed, relatively low APR. It is designed pure...

The Breeze Card is a cash-secured card, meaning your savings account secures your credit line. It reports to all three credit bureaus and focuses on financial literacy, providing tools and resources t...

The Voyager Card by Self is a unique secured card that uses a 'cash-secured' model, meaning your savings account acts as collateral. It requires a deposit equal to your credit limit and reports to all...

The Petal® 2 Secured Credit Card is designed for those with limited credit history, as it doesn't require a hard credit check for approval. It requires a security deposit and reports to all three cred...

Blink One offers a Credit Builder Loan that functions similarly to a secured credit card. Users deposit funds into an account and make monthly payments, which are reported to credit bureaus. Its a goo...

The Potential Visa® Card is a secured card that focuses on financial education and credit building. It requires a deposit and charges a monthly maintenance fee. It reports to all three credit bureaus...

The SurgeCard Secured Credit Card is designed for individuals and families looking to rebuild their credit. It doesn't require a credit check for approval and reports to all three credit bureaus. The...

The Destiny® Secured Credit Card is designed for individuals with limited or poor credit history. It requires a $250 security deposit and reports to all three credit bureaus. While it has an annual fe...

The Clearcover Secured Credit Card is a newer option with a focus on simplicity and accessibility. It requires a minimum security deposit of $200 and reports to all three credit bureaus. The card has...

The Klover Credit Builder Card operates without a traditional security deposit, instead using a 'lock' of funds that users can access later. It reports to credit bureaus and focuses on financial liter...

The Universal Standard Secured Credit Card is a unique offering from the inclusive fashion brand. It doesn't require a credit check for approval and reports to all three credit bureaus. The card offer...

The OpenSky® Secured Visa® Credit Card is a good option for families with limited or no credit history, as it doesn't require a credit check for approval. It requires a $200-$500 security deposit and...

The Universal Visa® Secured Credit Card is often considered for those with challenging credit histories. It requires a security deposit and has an annual fee. It reports to all three credit bureaus an...

SeedFi offers a Credit Builder Account that functions similarly to a secured credit card. Users deposit funds into an account and make monthly payments, which are reported to credit bureaus. Its a goo...

The CreditRise Secured Credit Card is designed for individuals and families looking to rebuild their credit. It doesn't require a credit check for approval and reports to all three credit bureaus. The...

The Prestige Plus Secured Credit Card is aimed at individuals with limited or poor credit. It requires a security deposit and has an annual fee. It reports to all three credit bureaus and offers a pat...

The Surpass Secured Credit Card is designed for those looking to rebuild credit. It requires a security deposit and has an annual fee. It reports to all three credit bureaus and offers a path to gradu...

The CardOneCredit Secured Credit Card is aimed at individuals with limited or poor credit. It requires a security deposit and has an annual fee. It reports to all three credit bureaus and offers a pat...

The Axcess Secured Credit Card is designed for individuals with limited or poor credit history. It requires a security deposit and has an annual fee. It reports to all three credit bureaus and offers...

The Netspend® Secured Visa® Credit Card functions as a prepaid card with a secured credit line. It requires a security deposit and has an annual fee. It reports to the credit bureaus and can help buil...

Respond offers a Credit Builder Loan that functions similarly to a secured credit card. Users deposit funds into an account and make monthly payments, which are reported to credit bureaus. Its a good...

The Allpoint Secured Visa® with Current is a secured credit card offered through the Current digital banking platform. It doesn't require a credit check for approval and reports to all three credit bu...