Best Cash Back

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Best 1 American Express Cash Magnet® Card
American Express Cash Magnet® Card
Free Plan Available

The American Express Cash Magnet Card offers a straightforward 1.5% cash back on every purchase, with the potential to earn 5% cash back on select top merchants each month. This rotating bonus categor...

9.5 Brilliant
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2 Rakuten
Rakuten

Rakuten remains the gold standard for online cashback, boasting partnerships with over 3,500 retailers. Its seamless browser extension ensures you never miss a deal, automatically applying coupons and...

9.5 Brilliant
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3 Chase Business Rapid Rewards Credit Card
Chase Business Rapid Rewards Credit Card

This card is highly recommended for businesses seeking reliable, high-earning rewards without overly restrictive spending categories. It offers excellent earning rates across common business expenditu...

9.5 Brilliant
4 Discover it Balance Transfer
Discover it Balance Transfer
Free Plan Available

The Discover it Balance Transfer card is unique because it combines a solid balance transfer offer with a robust cash-back rewards program. While many balance transfer cards offer no rewards, Discover...

9.3 Excellent
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5 Discover it® Chrome Gas & Dining Card
Discover it® Chrome Gas & Dining Card
Free Plan Available

The Discover it Chrome card provides 5% cash back on gas and restaurant purchases (up to a spending cap each quarter) and 1% on everything else. It's a great option for those who spend heavily on gas...

9.3 Excellent
6 X1 Credit Card
X1 Credit Card

The X1 Credit Card is a modern, app-based credit card that has gained significant attention for its generous rewards structure and user-friendly design. It offers 2x points on all purchases with no ca...

9.2 Excellent
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7 Capital One Spark 100%
Capital One Spark 100%
Free Plan Available

The Capital One Spark 100% is ideal for families just starting a business and needing to build credit. It offers an unlimited 1.5% cash back on all purchases, making it versatile for family spending....

9.2 Excellent
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8 Chase Freedom Rise
Chase Freedom Rise
Free Plan Available

The Chase Freedom Rise is a rare unsecured card designed specifically for people with little to no credit history. It offers a flat 1.5% cash back on all purchases, which is highly competitive for a b...

9.2 Excellent
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9 American Express Blue Cash Everyday
American Express Blue Cash Everyday
Free Plan Available

The Amex Blue Cash Everyday is a top-tier card for families and individuals focused on household spending. It offers high cash-back rates on groceries, gas, and online retail purchases, which are the...

9.2 Excellent
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10 Discover it® Student Cash Back Credit Card
Discover it® Student Cash Back Credit Card
Free Plan Available

The Discover it® Student Cash Back card is a standout choice for seniors due to its rotating 5% cashback categories. Each quarter, Discover offers 5% cashback on specific spending categories like gas...

9.1 Excellent
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11 Citi Custom Cash
Citi Custom Cash
Free Plan Available

The Citi Custom Cash is a unique, no-annual-fee card that automatically earns 5% cash back on your top spending category each billing cycle (up to $500). This makes it an incredibly flexible tool for...

9.1 Excellent
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12 Discover it Secured Credit Card
Discover it Secured Credit Card
Free Plan Available

The Discover it® Secured Credit Card stands out with its rotating quarterly cash back rewards, a rare benefit for secured cards. Requiring a $200 security deposit, it reports to all three credit burea...

9.1 Excellent
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13 Capital One SavorOne Student Cash Rewards
Capital One SavorOne Student Cash Rewards
Free Plan Available

The Capital One SavorOne Student card is arguably the best rewards card for students who enjoy dining out and entertainment. It offers 3% cash back on dining, entertainment, popular streaming services...

9.0 Excellent
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14 Capital One Quicksilver Cash Rewards
Capital One Quicksilver Cash Rewards
Free Plan Available

The Capital One Quicksilver is a standout for travelers who want a no-annual-fee card that doesn't penalize them abroad. It offers a flat 1.5% cash back on every purchase, making it incredibly easy to...

9.0 Excellent
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15 Discover it Cash Back
Discover it Cash Back
Free Plan Available

The Discover it® Cash Back card is a standout for its rotating 5% cashback categories, which change quarterly and cover popular spending areas like gas stations, grocery stores, and restaurants. Users...

9.0 Excellent
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16 Capital One Spark Cash Plus Business Card
Capital One Spark Cash Plus Business Card

This card is perfect for growing small businesses that prioritize simplicity and predictable cash back over complex point systems. It offers solid earning rates on everyday purchases, making it easy t...

8.9 Very Good
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17 Wells Fargo Student Checking Platinum
Wells Fargo Student Checking Platinum
Free Plan Available

While technically a checking account with a credit card component, the Wells Fargo Student Checking Platinum offers a valuable combination. It provides cash back rewards on purchases, no monthly fees...

8.9 Very Good
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18 Capital One SavorOne
Capital One SavorOne
Free Plan Available

The Capital One SavorOne is the premier no-annual-fee card for entertainment and dining. It offers a flat 3% cash back on dining, entertainment, popular streaming services, and grocery stores. It is a...

8.9 Very Good
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19 Bank of America Unlimited Cash Rewards
Bank of America Unlimited Cash Rewards
Free Plan Available

The Bank of America Unlimited Cash Rewards card is a solid, reliable choice, especially for existing Bank of America customers. It offers a flat 1.5% cash back on all purchases. The real value, howeve...

8.9 Very Good
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20 Capital One Quicksilver M2
Capital One Quicksilver M2
Free Plan Available

The Capital One Quicksilver M2 offers a flat 1.5% cash back on all purchases. It's a straightforward option for those who want a simple rewards card without rotating categories or complex rules. While...

8.8 Very Good
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21 SoFi Cash Rewards Visa® Card
SoFi Cash Rewards Visa® Card
Free Plan Available

The SoFi Cash Rewards Visa Card provides a competitive 1.5% cash back on all purchases, with the added benefit of a $200 bonus after spending $250 within the first 30 days. Its a good option for thos...

8.8 Very Good
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22 Wells Fargo CashStar Rewards Credit Card
Wells Fargo CashStar Rewards Credit Card
Free Plan Available

The Wells Fargo CashStar Rewards Credit Card is an excellent no-annual-fee option for those seeking straightforward cash back rewards. It offers 5% cash back on gas and grocery purchases (on the first...

8.8 Very Good
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23 Petal 2 Business American Express Line of Credit
Petal 2 Business American Express Line of Credit
Free Plan Available

The Petal 2 Business card is a unique offering, functioning as a line of credit rather than a traditional credit card. It has no annual fee and offers cash back rewards, with the rate determined by yo...

8.8 Very Good
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24 Capital One Spark Cash Plus
Capital One Spark Cash Plus
Free Plan Available

The Capital One Spark Cash Plus is an excellent choice for seniors seeking straightforward rewards. It offers a generous 2% cashback on all purchases, simplifying expense tracking and maximizing retur...

8.8 Very Good
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25 AARP® Visa® 360 Card from Bank of America
AARP® Visa® 360 Card from Bank of America

Specifically designed for AARP members, this card offers a tiered rewards system with cash back on everyday purchases like groceries, gas, and dining. It includes purchase protection and travel accid...

8.7 Very Good
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26 Bank of America Student Cash Rewards Credit Card
Bank of America Student Cash Rewards Credit Card

The Bank of America Student Cash Rewards Credit Card provides 2% cash back on purchases at restaurants, gas stations, and online retailers, and 1% on all other purchases. It has no annual fee and offe...

8.7 Very Good
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27 Discover it® Business Card
Discover it® Business Card

Discover offers a reliable and straightforward card for businesses that want consistent rewards without the complexity of travel points. It excels in providing solid cash back on various spending type...

8.7 Very Good
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28 Wells Fargo CashBack Card
Wells Fargo CashBack Card

The Wells Fargo CashBack Card provides a straightforward cash back experience with no annual fee. Cardholders earn an unlimited 1.5% cash back on all purchases. It's a simple and reliable option for t...

8.7 Very Good
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29 Private Student Loans - Discover
Private Student Loans - Discover

Discover offers private student loans with a unique cash-back rewards program for borrowers who make on-time payments. They provide competitive interest rates and flexible repayment options, including...

8.7 Very Good
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30 The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express

The Blue Business® Plus Card from American Express provides a simple and valuable rewards structure. It earns 2x points on eligible purchases at U.S. gas stations and grocery stores (on up to $50,000...

8.7 Very Good
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