Best Fintech

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Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

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Best 1 Affirm
Affirm

Affirm is widely considered the gold standard for transparent BNPL services. Unlike competitors that rely on late fees, Affirm offers clear, upfront interest rates or 0% APR options with no hidden cos...

9.6 Brilliant
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2 Greenlight
Greenlight
Free Plan Available From $2.99/mo

Greenlight is a leading financial app for families, focusing on teaching children and teens about money management. It allows parents to automate allowances, assign chores, and track spending in real-...

9.6 Brilliant
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3 Ally Bank Spending Account
Ally Bank Spending Account
Free Plan Available

Ally Bank offers a highly competitive spending account that combines the convenience of digital banking with excellent customer support. Unlike many basic checking accounts, Ally provides a small amou...

9.5 Brilliant
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4 Lightspeed Venture Partners - Rajeev Misra
Lightspeed Venture Partners - Rajeev Misra

Lightspeed Venture Partners, under Rajeev Misra, has built a strong reputation for early-stage investments in both the US and internationally. Theyve backed companies like Stitch Fix, The Honest Compa...

9.2 Excellent
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5 Step
Step
Free Plan Available

Step is a unique fintech platform that functions as a hybrid between a bank account and a credit builder. It allows teens to build a credit history before they turn 18, which is a significant advantag...

9.1 Excellent
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6 SoFi Checking and Savings
SoFi Checking and Savings

SoFi offers a comprehensive financial ecosystem that combines checking and savings into one high-yield account. By setting up direct deposit, users unlock industry-leading interest rates and access to...

8.8 Very Good
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7 Airwallex
Airwallex

Airwallex is a global financial platform that helps businesses operate across borders. It offers multi-currency accounts, international payment processing, and corporate cards, all designed to reduce...

8.8 Very Good
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8 Tiger Global Management - Scott Shleifer & Lee Fixel
Tiger Global Management - Scott Shleifer & Lee Fixel

Tiger Global Management, spearheaded by Scott Shleifer and Lee Fixel, has gained prominence for its aggressive growth-stage investments in companies like Flipkart, JD.com, and Stripe. Their expertise...

8.6 Very Good
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9 Rocket Money
Rocket Money

Rocket Money has rapidly become a favorite for its ability to identify and cancel unwanted subscriptions. Beyond its famous subscription-management features, it offers a robust dashboard for tracking...

8.6 Very Good
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10 Zen
Zen

Zen is a unique multi-currency wallet that focuses heavily on consumer protection and shopping benefits. Beyond allowing users to hold and exchange multiple currencies, it offers built-in purchase pro...

8.5 Very Good
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11 Curve
Curve

Curve is a unique 'all-in-one' card and digital wallet that aggregates all your existing credit and debit cards into a single physical card and app. This allows you to switch which card you are paying...

8.5 Very Good
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12 Patrick Collison
Patrick Collison

Patrick Collison, along with his brother John, co-founded Stripe, a payment processing platform that simplifies online transactions for businesses. Stripes developer-friendly APIs and focus on ease of...

8.4 Very Good
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13 Block (SQ)
Block (SQ)

Block (formerly Square) provides payment processing solutions for businesses and offers a digital wallet for consumers. Their Cash App is a popular platform for peer-to-peer payments. The company is...

8.3 Very Good
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14 Upgrade Premier Savings
Upgrade Premier Savings

Upgrade offers a Premier Savings account that pairs a high interest rate with a modern, intuitive mobile banking experience. The account is designed to integrate well with their other financial produc...

8.3 Very Good
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15 Upgrade Visa Card with Cash Rewards
Upgrade Visa Card with Cash Rewards

The Upgrade Visa is a hybrid between a credit card and a personal loan. When you make a purchase, it is treated as a small installment loan that you pay off over time with fixed monthly payments. This...

8.3 Very Good
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16 Brex
Brex

Brex has evolved from a corporate card provider into a comprehensive financial operating system for startups and scaling companies. It excels in spend management, allowing businesses to issue physical...

8.3 Very Good
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17 Betterment Cash Reserve
Betterment Cash Reserve

Betterment's Cash Reserve is a high-yield cash management account that offers a great alternative to money market accounts. It is designed to help you earn more on your cash while keeping it accessibl...

8.3 Very Good
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18 Chime Checking Account
Chime Checking Account

Chime is a financial technology company that has revolutionized banking for those who want a mobile-first experience. Their checking account is famous for 'SpotMe,' a feature that allows users to over...

8.2 Very Good
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19 SoFi Unlimited 2% Credit Card
SoFi Unlimited 2% Credit Card

The SoFi Unlimited 2% Credit Card is a modern, fintech-forward option that offers a flat 2% cash back on all purchases. It is designed to integrate perfectly with the SoFi ecosystem, allowing users to...

8.2 Very Good
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20 Chime
Chime

Chime has become one of the most popular online-only banks, particularly appealing to younger users and those seeking a modern, fee-free banking experience. It offers a Spending Account with a Visa de...

8.2 Very Good
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21 Tomo Credit Card
Tomo Credit Card

The Tomo Credit Card is a unique, fully automated card that requires no credit check and charges no interest. It works by linking to your bank account and automatically paying off your balance every f...

8.1 Very Good
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22 FamZoo
FamZoo

FamZoo is a highly customizable family finance platform that allows parents to act as the 'bank' for their children. It is designed to teach kids and teens about money management through a virtual ban...

8.1 Very Good
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23 Balderton Capital - James Reeves
Balderton Capital - James Reeves

James Reeves, a partner at Balderton Capital, has been a key driver of the firms success in the European technology landscape. Baldertons portfolio includes companies like Revolut and Deliveroo. Reeve...

8.0 Very Good
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24 Plaid
Plaid

Plaid isn't an expense tracking app itself, but a data network that powers many expense tracking apps. It securely connects to bank accounts, allowing apps to access transaction data. Freelancers bene...

8.0 Very Good
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25 Wealthfront Cash Account
Wealthfront Cash Account
Free Plan Available

Wealthfront's Cash Account combines high-yield fixed-rate savings with the convenience of a robo-advisor platform, making it attractive for users already investing through Wealthfront or seeking a uni...

8.0 Very Good
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26 Kabbage (by American Express)
Kabbage (by American Express)

Kabbage, now part of the American Express family, is best known for its small business lending platform, which provides fast access to capital based on real-time business data. They also offer a busin...

7.9 Good
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27 Zenus Bank
Zenus Bank

Zenus Bank is a digital-only bank that provides US-based bank accounts to individuals and businesses globally. It is a unique solution for those who need a US account but do not reside in the country....

7.6 Good
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28 Plutus
Plutus

Plutus is a unique fintech platform that combines a multi-currency account with a crypto-rewards debit card. It allows users to earn crypto rewards on their daily spending, making it an attractive opt...

7.5 Good
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29 Jack Dorsey
Jack Dorsey

Jack Dorsey co-created Twitter (now X), a platform that redefined real-time communication and news dissemination. He also founded Square (now Block), which revolutionized mobile payments for small bus...

7.4 Good
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30 Finovate
Finovate

Finovate is a series of conferences focused on financial technology innovation. Each Finovate event features live demos of new fintech products and services. The event attracts financial professionals...

7.3 Good
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