Best Fdic Insured

Updated Daily
inventory_2 61 items
trending_up Scored across 12 criteria

Rankings are calculated based on verified user reviews, recency of updates, and community voting weighted by user reputation score.

emoji_events View Best Fdic Insured Rankings
Filter by Tags
0.0 10.0
Best 1 SoFi Savings
SoFi Savings
Free Plan Available

SoFi Savings offers a highly competitive APY, consistently above the national average, with no minimum balance requirements. Its part of the broader SoFi suite of financial products, allowing for seam...

9.5 Brilliant
Visit
2 BBVA Compass
BBVA Compass
Free Plan Available

BBVA Compass offers a no-fee, interest-bearing checking account with up to 4.50% APY. It provides unlimited transactions, no minimum balance, and access to a mobile app with budgeting tools. BBVA Comp...

9.4 Excellent
Visit
3 Marcus by Goldman Sachs Online Savings
Marcus by Goldman Sachs Online Savings
Free Plan Available

Marcus by Goldman Sachs remains a gold standard for high-yield savings accounts due to its consistent, top-tier APY and user-friendly digital interface. It is designed for individuals who want a strai...

9.4 Excellent
Visit
4 Ally Bank Online Savings Account
Ally Bank Online Savings Account
Free Plan Available

Ally Bank is widely considered the gold standard for beginners due to its 'Buckets' feature, which allows users to visually organize savings for different goals like travel, emergency funds, or a new...

9.3 Excellent
Visit
5 Marcus by Goldman Sachs Online Savings Account
Marcus by Goldman Sachs Online Savings Account
Free Plan Available

Marcus by Goldman Sachs offers a competitive APY and a simple, straightforward savings account experience. The account requires no minimum balance and is FDIC insured. Marcus is known for its strong...

9.0 Excellent
Visit
6 Discover Online Savings Account
Discover Online Savings Account
Free Plan Available

Discover's Online Savings Account provides a competitive APY and a user-friendly online banking experience. There are no monthly fees or minimum balance requirements, making it accessible to a wide ra...

8.8 Very Good
Visit
7 Discover Bank Online Savings Account
Discover Bank Online Savings Account
Free Plan Available

Discover Banks Online Savings Account provides a competitive APY and a user-friendly online banking experience. The account has no minimum balance requirements and no monthly fees. Discover is known...

8.8 Very Good
Visit
8 American Express
American Express
Free Plan Available

American Express is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budg...

8.8 Very Good
Visit
9 UFB Direct High Yield Savings
UFB Direct High Yield Savings
Free Plan Available

UFB Direct, a division of Axos, offers a high-yield savings account designed for those who want to maximize their returns. They are known for aggressive rate adjustments that keep them competitive in...

8.8 Very Good
Visit
10 American Express Savings Account
American Express Savings Account

The American Express Savings Account offers a competitive APY and no monthly maintenance fees. Its FDIC insured and accessible through American Expresss online and mobile banking platforms. While not...

8.6 Very Good
Visit
11 Synchrony Bank Online Savings
Synchrony Bank Online Savings

Synchrony Bank's Online Savings account consistently offers competitive interest rates. The account has no monthly maintenance fees and requires no minimum balance to earn the stated APY. Synchrony is...

8.5 Very Good
Visit
12 Citibank
Citibank

Citibank is a digital bank offering no-fee checking and savings accounts with no minimum balance requirements. It provides a user-friendly mobile app with real-time transaction alerts and budgeting to...

8.4 Very Good
Visit
13 Varo Bank Savings Account
Varo Bank Savings Account

Varo Bank offers a high-yield savings account with features designed to help users build credit and manage their finances. It provides early access to paychecks and reimburses for ATM fees at a networ...

8.3 Very Good
Visit
14 BMO Alliance Online Savings Account
BMO Alliance Online Savings Account

BMO Alliance Online Savings Account offers a competitive APY and a user-friendly online platform. It requires no minimum balance and is FDIC-insured. BMOs rewards program can be integrated, offering p...

8.3 Very Good
Visit
15 Synchrony Bank High-Yield Savings Account
Synchrony Bank High-Yield Savings Account

Synchrony Banks High-Yield Savings Account provides a competitive APY and no monthly maintenance fees. Its FDIC insured and offers a user-friendly online banking experience. Synchrony is known for its...

8.3 Very Good
Visit
16 PNC High Yield Savings
PNC High Yield Savings

PNC offers a high-yield savings product that bridges the gap between traditional brick-and-mortar banking and online-only high-yield accounts. It is a very good choice for customers who value the secu...

8.3 Very Good
Visit
17 Synchrony Bank Online Savings Account
Synchrony Bank Online Savings Account

Synchrony Bank's Online Savings Account provides a competitive APY and a straightforward online banking experience. There are no monthly maintenance fees or minimum balance requirements. The account o...

8.2 Very Good
Visit
18 Bask Bank Savings Account
Bask Bank Savings Account

Bask Bank offers a highly competitive APY, often among the highest available. As an online-only bank, they pass on savings to customers in the form of higher interest rates. The account has no minimum...

8.2 Very Good
Visit
19 CITI Savings Plus
CITI Savings Plus

The CITI Savings Plus account is a solid option for existing CITI customers looking to earn a better return on their cash. It offers a decent yield compared to standard savings accounts, though it oft...

8.2 Very Good
Visit
20 Navy Federal Online Savings Account
Navy Federal Online Savings Account

Navy Federal offers a competitive APY on its online savings account, but requires membership (military affiliation). There are no minimum balance requirements or monthly fees. The account is NCUA-insu...

8.1 Very Good
Visit
21 Truist
Truist

Truist is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer supp...

8.1 Very Good
Visit
22 CIT Bank Platinum Savings
CIT Bank Platinum Savings

CIT Bank offers one of the most competitive APYs in the market for their Platinum Savings account, which functions similarly to an MMA. It is designed for savers who want to maximize their returns wit...

8.1 Very Good
Visit
23 Popular Direct Online Savings Account
Popular Direct Online Savings Account

Popular Direct Online Savings Account provides a competitive APY and a simple, fee-free structure. There's no minimum balance requirement, and the account is FDIC-insured. Populars rewards program can...

8.0 Very Good
Visit
24 Popular Direct Savings Account
Popular Direct Savings Account

Popular Direct offers a competitive APY and a straightforward online savings experience. The account has no minimum balance requirements and no monthly fees. Popular Direct is backed by Popular Bank,...

8.0 Very Good
Visit
25 Popular Direct
Popular Direct

Popular Direct is a division of Popular Bank that offers a high-yield savings account with a competitive APY and no monthly fees. It is designed for savers who want a simple, secure, and high-interest...

8.0 Very Good
Visit
26 Navy Federal Online Savings
Navy Federal Online Savings

Navy Federal offers a competitive APY on its online savings account, but membership is required (military affiliation). The account has no monthly fees and requires no minimum balance. Navy Federal is...

7.9 Good
Visit
27 TD Bank
TD Bank

TD Bank is a major mortgage lender offering a wide range of loan options, including fixed-rate, adjustable-rate, and FHA loans. The company is known for its no-fee policy and personalized customer sup...

7.9 Good
Visit
28 First Internet Bank Performance Savings
First Internet Bank Performance Savings

First Internet Bank's Performance Savings account provides a competitive APY and a user-friendly online banking experience. The account has no monthly fees and requires no minimum balance. First Inter...

7.8 Good
Visit
29 Radius Bank Savings Account
Radius Bank Savings Account

Radius Bank's Savings Account offers a competitive APY and a unique cashback rewards program on debit card purchases. There are no monthly fees and no minimum balance requirements. The account provide...

7.8 Good
Visit
30 FNBO Direct Online Savings Account
FNBO Direct Online Savings Account

FNBO Direct offers a competitive APY and a straightforward online banking experience. There are no minimum balance requirements or monthly fees. The account is FDIC-insured. FNBO offers rewards progra...

7.8 Good
Visit
Loading more...

Save to your list

Create your first list and start tracking the tools that matter to you.

Track favorites
Get updates
Compare scores

Already have an account? Sign in

Compare Items

See how they stack up against each other

Comparing
VS
Select 1 more item to compare